HOME BUILDING for Affordable Homeownership

With the help of our volunteers and community partners, we build safe and affordable homes for working families.

These families would likely never be able to afford a home due to the typical down payment, credit and interest rate requirements on a conventional home purchase. Square Foot Ministry provides an interest free mortgage with low down payment for qualified homeowners.

ARE YOU READY FOR SQUARE FOOT MINISTRY HOMEOWNERSHIP?

The process and benefits of Square Foot Ministry Homeownership include:

  • Qualified applicants are selected through an application and screening process

  • Selected families participate in building their home and other homes in the community to build up “sweat equity” hours

  • Families make a down payment and pay a mortgage (including taxes and insurance) – this is a true “hand up” and not “hand out”

  • Studies show that moving a family from a substandard rental situation to homeownership improves:

    • Overall family health

    • Children’s performance in school

    • Family financial stability and opportunity to build wealth – breaking the cycle of poverty

STEP 1:

Read and thoroughly review the "What it Takes to Qualify for a Square Foot Ministry Home" document (click the box). 

STEP 2:

Read and thoroughly review the "Responsibilities of Homeownership" document.  This document will be available at the bottom of Step 1

STEP 3:

Once you've read and completed steps 1-2 and believe you would qualify for the program, complete the Application which will become available in the box at the bottom of step 2.

 

STEP 4:

If the application meets the requirements, and Square Foot Ministry has available upcoming home construction projects, you will be contacted to provide additional information and supporting documents.

 

STEP 5:

After successful completion of steps 1-4, a verification and interview process will take place with the Square Foot Ministry Family Selection team.

Please note that Square Foot Ministry currently builds 2-3 homes per year, and only in certain areas, so the process of becoming an SFM homeowner can be lengthy.